1. Based on internal comparison of American Express small merchant locations in December 2016 to American Express small merchant locations in December 2018.
2. Nilson Report #1,147, February 2019. Spend per card derived from U.S. year-end purchase volume divided by year-end cards in force (CIF), not from individual consumer-level data. CIF represents the number of cards issued and outstanding with cardholders. Average Non-American Express spend per card includes Visa, Mastercard and Discover credit and charge card volume and CIF and excludes debit volume and CIF.
3. Source: American Express commissioned internet panel survey conducted in December 2016 based on purchases made in the 3 months prior to the survey. Definition of American Express® Card Members: Respondents who reported that they have an American Express Card and used that Card to make online purchases in the prior 3 months. Definition of Non-Card Members: Respondents who reported that they do not have any type of American Express Card and used Visa, MasterCard, a debit card, cash, a check, direct transfer, or payment services to make online purchases in the prior 3 months.
*No purchase necessary. Open to merchants with locations in the 50 U.S., DC, PR & other U.S. territories & possessions (“Territory”), who use a WorldPay enabled Payment Facilitator to process purchases made with a credit card (“Qualified Merchants”). Only owners or authorized representatives of Qualified Merchants who are 21 or older, and legal residents of the Territory, may enter on behalf of Qualified Merchant. Contest ends 11:59 p.m. ET 11/15/18. Void where prohibited. See Official Rules for complete details.
‡Payment Facilitators are otherwise known as Payment Aggregators.
† A certified OptBlue Participant is an OptBlue Participant that has completed the certification process to offer payment services to payment facilitators. Separate certification required to acquire payment facilitators in Puerto Rico and U.S. Virgin Islands.